Latest articles

Image of a graphic designer drawing on a tablet, representing an article on what business insurance for graphic designers is and what it covers
Contractor Guides

Business insurance for graphic designers: What it covers and why it matters

Insurance for graphic designers is often questioned – why do they need insurance? What are they even covering? One Reddit…

Image of a trades tool bag, representing an article discussing tool theft and what the Theft of Tools of Trade Bill is
Trades Life

What is the Theft of Tools of Trade Bill?

If you’re a tradesperson, chances are you’ve either experienced tool theft yourself or know someone who has – and you’ll…

Image of two people discussing a document, representing an business insurance glossary article explaining common insurance terms
Contractor Guides

Decoding business insurance: common insurance terms explained

Insurance jargon can be like trying to understand another language sometimes. There’s probably plenty of common insurance terms you’ve come…

Image of two office workers using laptops, representing IR35 experts discussing the draft umbrella tax legislation 2026 and the impact on recruitment agencies
Partner News

Umbrella tax legislation: What recruitment businesses need to know

New laws aimed at cutting tax fraud and non-compliance in the umbrella company sector are due to come into effect…

Image of tradesman using a power tool, representing article discussing how much is tool insurance and how to choose the right cover
Trades Life

How much is tool insurance for trades?

If you rely on your work tools to get the job done, tool insurance is a smart way to protect…

Image of worker at office desk contemplating a document, representing new business insurance checklist and what insurance you need to start a business
Contractor Guides

New business checklist: what insurance you need

Starting a business is exciting – but it also comes with risks. Whatever your business, insurance can help protect you…

Image of laptop keyboard with floating login screen graphic, representing article on key findings from 2025 cyber security reports
Contracting Life

Cyber security reports 2025: why businesses should prioritise staying safe online

It’s no secret that online security is a huge factor for businesses big and small. Cyber attacks are becoming more…

Image of electrician installing ceiling wiring, representing a guide to tradesman business insurance and what it can cover
Trades Life

What tradesman business insurance can cover – simplifying policies for tradies

As a tradesman you know your trade inside and out. But when it comes to tradesman insurance, it may seem…

Image of concerned person looking at phone, representing article with contacts and steps for how to report cyber crime
Contractor Guides

How to report cyber crime

A single cyber incident can disrupt operations, compromise sensitive data, and damage trust. In the face of such a threat,…

Image of shadow hands reaching for a personal laptop, representing a step-by-step guide on what to do if you're a cyber attack victim.
Contractor Guides

What to do if you’re a cyber attack victim

It’s hard to live in the modern world without being online. But that’s made way for cyber crime. No longer…

Image of laptop and login overlay, representing article on cyber security best practices for small businesses and freelancers.
Contractor Guides

Cyber security best practices: tips to keep your business safe online

Whether you’re a freelancer, sole trader, contractor or small business owner, understanding and implementing cybersecurity best practices can mean the…

Image of in-flight Ryanair plane, representing Court of Appeals IR35 case Jason Lutz vs Ryanair. Experts discuss key takeaway that "sham" PSC can't disguise employment
IR35

Jason Lutz v Ryanair: Pilot’s personal service company was a sham

Having three decorative titles, plus a PSC that’s not strictly a PSC, doesn’t count as self-employment – court rulings.  A…

Photo of Keir Starmer in House of Commons, representing article discussing the idea that the Labour Government is the only advocate of IR35's future
IR35

Why it feels like only Labour is IR35’s friend in 2025

The Keir Starmer-led government looks content with the status quo – quite at odds with the people affected by IR35…

Tradesmen using power tools representing article discussing tool theft and answering 'is tool insurance worth it' for tradesmen
Trades Life

Is tool insurance worth it? – A guide for Tradespeople

We’ve said it before – work tools are the backbone of a tradesperson’s business. So why wouldn’t you get tools…

Image of laptop and calculator representing article on tax rules applying to PSCs as a result of joint and several liability, discussed by expert Roger Sinclair
IR35

Far from refiring ‘outside IR35’, JSL for umbrella companies has ‘hidden gotchas’ for PSCs

What any old someone might ‘suppose’ that someone else might ‘assume’ is a weakness in the woolly JSL legislation that…