Contractor Guides

Why buy a policy with Kingsbridge?

Sorting out business insurance at the top of your to-do list? You may still be undecided on who to go…

Author Photo by Kingsbridge

Sorting out business insurance at the top of your to-do list? You may still be undecided on who to go with. Do you go with the cheapest, the one a friend recommended, or the first business that comes up on Google?

Well, without meaning to blow our own trumpet, we think Kingsbridge is a good option for your contractor insurance. Offering you all the cover that you could need from professional indemnity to cyber liability, IR35 to health care, all at a competitive price. Read on for the top reasons why we think you should consider buying with Kingsbridge.

Competitively priced

At Kingsbridge, we regularly analyse the insurance market to ensure that we are offering a competitive package. We aren’t on comparison sites, and we quote the same price for renewal and new customers – so you know you’re being treated fairly and don’t need to worry about the rigmarole of trying to find a new insurance provider every year.

We’re so confident in our pricing, that if you find like-for-like cover cheaper elsewhere, we will happily price match this for you.

Outstanding Customer Service

Take a look at some of our customer reviews, where we’ve maintained an average customer service score of 4.8/5, from more than 10,000 customer reviews. We’ve also the proud owners of the Platinum Feefo award for consistently delivering excellent service.

When you’re ready to buy your insurance, our experienced customer service team are here to help you get set up.

Comprehensive cover

Our insurance package has been designed to include everything you need, with essential cover professional indemnity, public liability, and employers’ liability included as standard. Employers’ liability cover is a legal requirement if you employ anyone in an admin or clerical role.

The package cover also includes occupational personal accident cover, and directors’ and officers’ liability. You can find out more
about our insurance package here.

We work with over 500 recruitment partners and clients, so our insurance product has been designed to suit their needs as well as yours, to ensure your contractual requirements are all met.

A catalogue of extras

The cover doesn’t just stop at our packaged insurance policy, we also have a handful of additional extras if required.

IR35 Protect cover, which will protect you against taxes, interest and penalties from HMRC. Now your recruiter or client could be
liable for your status determination and any unpaid tax in an IR35 investigation, you may be asked to get cover that protects you and the supply chain. Plus, with IR35 Protect premium, you get unlimited access to the IR35 status tool…

IR35 status tool. Developed by our Head of Tax, Andy Vessey, our award-winning hybrid Kingsbridge Status Tool offers the best of both; an automated tool, with manual intervention by our expert IR35 team for any indeterminate results. Check the status of your engagement for just £50 plus VAT (or get unlimited use included with IR35 Protect Premium).

Legal expenses included in our IR35 protect cover, or if you don’t need IR35 cover, you can purchase legal expenses as an add-on to our insurance package. Cover includes fees relating to IR35 investigations, tax, PAYE and NIC investigations.

Cyber insurance for added protection in the digital world. Cyber-attacks are on the rise, with it being reported that scams jumped by 66% in lockdown last year. As the threat of a cyber-attack increases, get cover for ransomware attacks and help to get you back to work quickly if this happens to you.

For more information about any of the above cover, contact our super-friendly customer service team on 01242 808740, who will be happy to answer any questions you may have. Or if you are ready to get a quote and purchase our package insurance policy, click here.

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