We’re confident that we offer the best value insurance package for contractors. Our price promise means that if you find like-for-like cover elsewhere at a lower price, we will beat the quote*.

WE WILL BEAT ANY LIKE FOR LIKE QUOTE*

As specialists in contractor insurance, we regularly review the insurance market to ensure our price is fair and matches your requirements. However, if you do find cheaper cover with another UK insurer, we will happily look to beat this quote for you. Our price promise is valid where the policy offered is of equivalent cover to your Kingsbridge package.

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COMPETITIVELY PRICED

We have other ways of making sure that our business insurance for contractors and the self-employed is always competitively priced and offers great value:

– Our prices are the same for new and returning customers – we’ll never hike prices up at renewal or snare you in with a low introductory premium that jumps up after the first year.

– You won’t find us on any price comparison sites, meaning you always get transparent and fair premiums by coming to us direct.

– Dealing with us directly means that we can offer you a package tailored to your circumstances, with no hidden costs or surprises.

– If you’re referred by your recruiter or client, we’ll make sure the levels of professional indemnity insurance and public liability cover you hold match the requirements of your contract.

Get a quote online in seconds or give us a call to discuss your needs on 01242 808740.

TERMS & CONDITIONS

To be eligible for our Price Promise, you must have found a quotation that you believe offers the same or similar coverage for less than you paid or have been quoted through Kingsbridge Contractor Insurance.

This offer cannot be used in conjunction with any other promotion, voucher offer or discount. Reduction in premium will be at the discretion of Kingsbridge and assessed on a case by case basis. Prices subject to minimum premiums. Price Promise offer is for new quotations or within 30 days of purchase.

The quotation must be submitted to Kingsbridge before purchase or within 30 days of purchasing your policy and must not be subject to any promotion or discount. You must provide confirmation of the cheaper quote in the form of a print out of the quote page which must be personal to yourself or your registered company, showing the trade or occupation used for the quote along with the terms & conditions applicable to the cheaper cover (including the policy wording). Any alternative quote must provide for the same sections of coverage as the Kingsbridge package (as a minimum).

If the request meets all the Terms and Conditions of our Price Promise, a refund of the difference in premium between your purchase cost through Kingsbridge and the cost of the lower quotation, will be refunded to the policyholder (if paid annually) or as an adjustment to your monthly payments (if you pay by direct debit).

If you feel that you meet all of the above criteria, please email customersupport@kingsbridge.co.uk and supply all information, including links to the cheaper company and a screenshot of the cheaper quote, and you will receive a response within 48 hours.

It is your responsibility to check the price beat quote and ensure that the cover suits your specific requirements.

EXCLUSIONS FROM PRICE PROMISE

Any cover requiring an endorsement / extension purchased with our standard package.

All Manual Work Policies, particularly Offshore.

Any other policy purchased outside of our standard package.

OUR STANDARD PACKAGE

The following lists the standard policy package against which price promise claims will be compared.

  • Professional Indemnity
    Minimum £1,000,000 any one claim (unlimited in the aggregate)
  • Public Liability
    Minimum £1,000,000 any one claim (unlimited in the aggregate)
  • Products Liability
    Minimum £1,000,000 any one claim (and in the aggregate)
  • Employers’ Liability
    £10,000,000 any one claim (unlimited in the aggregate)
  • Third Party Property Damage Excess
    Excess must match Kingsbridge quote excess
  • Directors’ & Officers’ Liability
    If quoted with Kingsbridge, £100,000 any one claim (and in the aggregate)
  • Occupational Personal Accident
    If quoted with Kingsbridge, the following must match:
    £100,000 Total and irrecoverable loss of sight of one or both eyes
    £50,000 Permanent loss of or loss of use of one or more limbs
    £50,000 Total and irrecoverable loss of sight of one eye and permanent loss of or loss of use of one limb
    £50,000 Permanent Total Disablement from usual occupation
    £50,000 Temporary Total Disablement from usual occupation
    up to £500 per week (for max. of 52 weeks)
  • Death
    £100,000
  • Total and irrecoverable loss of sight of one or both eyes
    £50,000
  • Permanent loss of or loss of use of one or more limbs
    £50,000
  • Total and irrecoverable loss of sight of one eye and permanent loss of or loss of use of one limb
    £50,000
  • Permanent Total Disablement from usual occupation
    £50,000
  • Temporary Total Disablement from usual occupation
    up to £500 per week (for max. of 52 weeks).