Social Care, Health, & Education

We understand the contractor insurance marketplace here at Kingsbridge Contractor Insurance. Rather than let contractors and freelancers search high and low for the insurance they need, we've grouped all the key insurances a contractor requires (directors' and officers' liability insurance, employers' liability insurance, occupational personal accident cover, professional indemnity insurance, and public liability insurance) into one easy to manage package. You can read more over on our What's Included page.

We're confident that you won't find better, cheaper contractor insurance in the UK. We're so confident that we offer the best value, in fact, that we even offer a price promise. If you can find equivalent insurance cover at a cheaper price then we'll match it. Why don't you head on over to our quote page and get an instant quote for your contractor insurance now?

Although we offer insurance for many different industries, we've also tailored our insurance policy package to meet the specific demands of contractors who work in social care, health, or education. Not only will the cover we offer ensure that you're compliant with the demands of your agency or end client, it'll also cover areas specific to the needs of contractors working in social care, health, or education above and beyond any normal employers' liability or public liability policy.

We strongly recommend that contractors working in social care, health, or education hold adequate insurance cover, and professional indemnity insurance in particular. It'll protect you from any serious legal consequences that may come about as a result of any mistakes made. As with many other areas of contracting, those working in social care, health, or education are all likely to provide some kind of advice and they need to be protected in case that advice is contested. If any advice you give or any mistakes you make lead to you needing legal representation then professional indemnity insurance will protect you. Likewise, it'll provide you with a financial safety net against any costs incurred.

Furthermore, the chance that you'll accidentally cause damage to your client's equipment or cause injury/death to a third party is always there. With public liability insurance you'll be covered in the event of a claim relating to damage to third party property or injury/death to a third party.

We also include international cover in our insurance package - perfect for those social care, health, or education contractors whose work takes them abroad. Although our standard package doesn't include cover for the USA and Canada increased cover levels are available, as well as cover for specific activities or job roles. If you'd like to know more please contact us.

Kingsbridge provide an easy, quick, and compliant solution to your contractor insurance requirements. Purchasing and holding proper insurance (and professional indemnity insurance in particular) will not only provide you with a key IR35 indicator, but it'll also ensure that you're covered against the vast majority of the risks you'll be exposed to when working as a contractor.

You can get a quote in a matter of minutes right here on our site or by calling our dedicated client services team on 01242 808740, and you'll be covered from the instant you've purchased your contractor insurance. Your policy documents will be emailed to you immediately afterwards so you can forward them straight onto your agency or end client, and you can carry on with your work safe in the knowledge that you're covered by a simple to manage, compliant, and comprehensive insurance policy.

Why Choose Kingsbridge?

Business insurance can often be unnecessarily complicated. Not with us. It's our goal to understand you, and to provide a product that perfectly suits your needs. It's simple, compliant, and comprehensive. Choose Kingsbridge as your insurance provider and you'll get:

one package, full cover:

We provide a comprehensive package of insurance, specifically tailored by us to meet the main exposures you or your business could face.

instant access:

We make getting insurance as easy as possible for you. You can get a quote or renew your policy in a matter of minutes, and you'll have access to all of your important documents as soon as the purchasing process is complete.

IR35:

Worried about IR35 regulations? You don't have to with us. Our policy is a key IR35 compliance indicator.

At Kingsbridge we've designed our core product with the needs of contractors and freelance professionals in mind. It's been developed to include cover for all of the main exposures that could affect your business. All you need to do is to check that the limits provided meet the requirements of your contract.

Having the freedom that comes with working for yourself can be a great thing, but it'll only feel great if you've got the right people watching your back. Choose us and we'll look after you.

Learn more by clicking here.