Legal Expenses Insurance

While there are many benefits that come with being a contractor, you are still exposed to a number of risks and potential unforeseen legal disputes. Legal expenses insurance helps cover costs when your business is involved in defending commercial disputes such as tax investigations and employment issues.

How does a Legal Expenses Policy help me?

The policy will pay legal costs up to £100,000 including solicitors' and barristers' fees, court costs, expenses for expert witnesses, attendance expenses, accountants' fees and employment compensation awards. It will also pay the costs of appealing or defending an appeal.

This policy will also pay the costs of pursuing a dispute against a third party. Supported by DAS, one of the UK's leading legal expenses insurers, we offer up to £100,000 of legal expenses cover in respect of the following:

Benefits of a Kingsbridge Legal Expenses Policy

Tax protection (including IR35 protection)
As well as covering tax enquiries, employer compliance disputes and VAT disputes, this policy also extends to cover IR35 disputes.

Contract dispute cover
This cover will provide assistance when you are negotiating any legal rights, whether for purchase, hire and sale, or the provision of goods or services.

Personal injury cover
This will cover the cost and expenses for both the insured and family members' legal rights, following an accident resulting in bodily injury.

Statutory licence appeal cover
This cover will help with legal defences following the decision of a regulatory authority to suspend, alter, cancel, refuse or renew your licence.

Jury attendance cover
This will cover any loss of income and costs incurred during jury service or attending a court or tribunal at the request of an appointed representative.

Debt recovery
If you are not paid for the sale or provision of goods or services, you will receive assistance in recovering money owed.

Flexible purchasing options
This product can be purchased at any point and is available as a standalone package, or as an add-on to any existing contractor policy.

24 hour legal advice Helpline
You will have immediate access to confidential advice over the phone from a qualified legal advisor. 24 hours a day, 7 days a week.

Full terms, conditions and exclusions can be found here.