Not a one-size-fits-all solution: real occupations our insurance protects

With a lot of insurance experience under our belt one thing is clear: no two businesses are the same – and neither is the insurance they could benefit from. From tech startups to tradespeople, creatives to consultants, we’ve been pleased to support a diverse range of industries and professions with cover that does “Right By You”. 

Diving into the top sectors we’ve insured so far this year, we want to demonstrate the varied landscape insurance can cover. It’s a reminder why our insurance isn’t a one-size-fits-all solution, so you can get the best coverage the unique risks and realities of your profession. 

Plus, we’ll spill the tea on how you can get more benefits every time you refer someone who takes out a policy with us… 

Why industry-specific cover matters 

Jumping right in with an analogy, you wouldn’t buy a car without thinking about the features you need, right? You’d think about what would fit your lifestyle: number of doors, hatchback or saloon, petrol, diesel or electric, boot space, seat & wheel adjustability etc. 

Insurance isn’t much different. Your circumstances, profession, industry, and risks you’re subsequently exposed to will demand different things from your insurance. 

For example, a freelancer who predominantly works from home supplying digital services will need different cover than a site manager who regularly visits construction sites. Hence, it’s important to have access to cover that you can adapt to your needs. 

Industries choosing Kingsbridge 

We’re very proud to offer protection to such a wide range of sectors and this year have seen a variety opting for insurance that’s designed for their industry. We’ve been crunching the numbers, and our top insured sectors are (*insert drum roll*): 

• IT & Telecommunications 

• Construction 

• Banking & finance 

• Media & creative 

• Engineering 

• Marine, energy, oil & gas 

• Rail 

• Automotive 

• Aviation 

• Nuclear 

Our top insured professions 

Of course, to really get the right insurance, it also comes down to job types and what you face day-to-day. As it stands, Kingsbridge provides insurance to over 900 different occupations! From locksmiths to business analysts, we cover a lot of ground. Our top 10 though? 

Top 10 occupations 

• Project Manager 

• IT Consultant 

• Builder 

• Management Consultant 

• Carpenter & Joiners 

• Design Engineer 

• Groundworkers 

• Civil Engineer 

• Electrical Contracting 

• Tree Surgeons 

And the rest… 

And it doesn’t stop there. When we say we cover a variety of job types we really mean it… 

Professional services 

Among our top insured job types, a range of professional services are choosing Kingsbridge: 

Media & creative – Designer, Sound Engineer, Animator, Creative Director, Producer, Marketing Consultant, Copywriter, Broadcast Media Operator etc. 

Banking & finance – Finance Manager, Business Analyst, Banking Consultant, Compliance, Actuary, Management Consultant, Risk Management etc. 

IT & Telecommunications – IT Consultant, Software Engineer, Programme Manager, Web Developer, Software Test Consultant, IT Contractor, Security Consultant etc. 

Trades professions 

We also cover a range of trades occupations like: 

Manual/skilled trades – Builder, Electrician, Pipefitter, Welder, Carpenter, Painter & Decorator, Bricklaying, CNC Machinist, Landscaper, Tree Surgeon etc. 

Construction & on-site – Site Manager, Construction Coordinator, Foreman, Highway Engineer, Civil Engineer, Site Supervisor, Structural Engineer etc. 

Mechanical, electrical & technical – Electrical Technician, Plant Engineer, NDT Engineer, Controls Engineer, Rope Access Technician, Rotating Equipment Engineer etc. 

Niche roles 

We said our insurance can cover a range of professions and we weren’t lying! We also currently insure niche fields like: 

• Subsea Engineer 

• Petroleum Engineer 

• Wind Energy Consultant 

• Forensic Engineer 

• Geophysical Specialist 

How our cover adapts 

Designing policies that can suit different professions is how we’re able to service so many industries and occupations. We do that by: 

• Providing key covers that suit each policy type (Contractor/Trades/SME) 

• Offering optional add-on covers so you can build the coverage you need (e.g. Legal Expenses, Cyber Liability, Plant Cover, Contract Works) 

• Allowing a selection of cover limit amounts so you can choose the right level for your circumstances 

For example, our Contractor Insurance includes Professional Indemnity, Public Liability, Personal Accident, Employers’ Liability and Directors’ and Officers’ Liability. This can then be tailored with optional add-on covers like Cyber Liability and Legal Expenses. 

Sharing the benefits 

If you’re already a Kingsbridge customer you’ll know you get access to many benefits like in-house support, UK expertise, transparent pricing, and hassle-free processes. But did you know you can get more perks from sharing the benefits with friends? 

With our Refer a Friend scheme, when you refer someone who purchases a package policy, we’ll send you a voucher to spend at one of 70+ retailers and experience providers. (T&Cs apply) 

Simply refer by phone or refer online – easy! 

Choosing Kingsbridge 

If you’re not already a Kingsbridge customer, but would like to be, you can find out more about our insurance policies, from Contractors, to Trades, to SME.

Have questions? You can chat to our in-house experts on 01242 808740. Or if you’re ready to go, you can get a quote online today.