Kingsbridge Insurance
Gas Engineer & HVAC Engineer Insurance
Looking for tailored Gas Engineer Insurance that keeps you covered while working? Find it here at Kingsbridge. When operating in one of the most-high risk trades, you’ll need insurance that protects you when things go wrong. Get started with our flexible Trades Insurance package.
Gas Engineer Insurance you can rely on
We get that running a gas or HVAC engineering business comes with its fair share of risks and uncertainties. One of our main priorities is giving you complete peace of mind to get your job done with confidence, even if something does go wrong while you’re at work.
That’s why we’ve created a flexible Trades Insurance package that includes everything you need to stay protected against accidents. Here’s what’s included as standard:
-
Public Liability
Public Liability
Provides cover when a third party is injured or their property is damaged due to the actions of a limited company contractor or business. Having Public liability insurance will cover the costs of any damages awarded, as well as any related legal fees, costs, or expenses.
-
Goods and Tools
Goods and Tools
Protects the items in transit against damage, misdelivery and accidental delay under a ‘Hire & Reward’. Tools cover protects against damage and loss for Tools in the way of payment for replacing items new for old based upon purchase value. £2,500 of cover as standard, limits available up to £20,000.
-
Employers' Liability
Employers' Liability
Covering any injury to an employee. £10,000,000 any one claim limit with no facility to alter/remove.
Optional covers
We also offer optional add-on cover options that you can add to our standard package, making sure you have the best coverage for your business and how you work. Our additional covers include:
-
Hired in Plant
Hired in Plant
Cover for constructional plant tools (larger than hand-held tools) hired in by the primary insured against damage and theft from site or storage in the UK.
-
Owned Plant
Owned Plant
Cover for constructional plant tools (larger than hand-held tools) owned by you or/for which you are responsible for against damage and theft from site or storage in the UK.
-
Contract Works
Contract Works
Covers you against anything included in the contract of works being damaged before the hand-over of works.
-
Professional Indemnity
Professional Indemnity
Protects you from the financial consequences of professional negligence. This includes giving bad advice to making a mistake during your work. This policy will cover your legal defence costs and any damages awarded to the claimant.
Get protected in a few easy steps
From live gaswork to complex refrigerant circuits, we know there are daily risks gas and HVAC engineers face every day. And while you’re focusing on those risks, we want to take the hassle out of getting insured against them. It only takes a few minutes to fill out our quote form, and then one of our team will be in touch to confirm your details and generate a quote for you.
Choose Kingsbridge for your Gas or HVAC Engineer Insurance
Shopping around for insurance can leave your head spinning. We know you’d rather spend your time committed to the job at hand, whether that’s fixing boilers or an out-of-date AC unit. So let us make it simpler for you.
Here’s why thousands of engineers choose us for their insurance packages:
✔️ Essential cover built into one simple package – Get all your essential protections under one single policy
✔️ Insurance built for high-risk environments – We can offer cover for heating contractors, a high-risk trade often turned away by other providers
✔️ Instant policy documents – We send your policy straight to your inbox once it’s live so you can get straight to work on site
✔️ Our Price Promise – We’ll match the price of a comparable quote so you know you’re getting the cover you need for the best price – no hidden costs or catches
✔️ Trusted by tradesmen – We’ve got thousands of excellent customer reviews from people who truly trust us
We provide insurance packages for a variety of trades
Protect your tools, work, and livelihood
You know you need the right covers in place, but sorting insurance shouldn’t take you away from your tools for hours at a time. At Kingsbridge, we want to make the process as stress-free as possible.
Ready to get the cover you need?
Start your quote or give us a call on 01242 808 740
Gas Engineer Insurance FAQs:
-
Does a gas engineer need public liability insurance?
While technically you don’t need public liability insurance by law, it could be quite important that you have it. Main contractors and clients often refuse to let an engineer on site without proper proof of cover. Luckily, our Gas & HVAC Engineer Insurance package comes with Public Liability as standard. You can learn more about public liability insurance for trades and why it’s important by reading our business guide.
-
Do I need insurance to maintain my Gas Safe or REFCOM registration?
No, public liability insurance isn’t a membership requirement to obtain or renew your Gas Safe or REFCOM registration. However, Gas Safe does officially advise consumers to verify that engineers carry public liability insurance before hiring them, so it’s strongly recommended that this is in your policy (which it is when you choose Kingsbridge).
-
Are my tools covered?
Yes! We include up to £2,500 Goods and Tools cover as standard, with the option to increase your limits up to £20,000. This covers handheld trade tools and power tools like drills, saws and grinders. If you store your tools in your van overnight, these could still be protected, provided that your vehicle is locked and standard security requirements are met as per policy terms and conditions.
-
How quickly can I get Gas Engineer Insurance?
You can get covered in a matter of minutes. Simply fill in our quote form and one of our in-house experts will be in touch to confirm details and provide a quote. Once your policy is live, we’ll instantly send your documents directly to your inbox, so you can show proof of cover to clients and get straight to work.
-
What happens if gas and HVAC engineers don’t have proper insurance?
Choosing to operate without proper insurance could leave you facing unexpected financial consequences. In addition to losing customers and jobs, you could also be personally liable for any repairs or compensation. That’s why we try to make it as easy as possible to stay covered. See the full risks of not having proper insurance by reading our blog.
