Policy Documents

Only the latest set of policy documents relating to our insurances are available on this page. If you require an older set of documents please find the relevant documents to your inception date in the archive.

The correct documents can also be viewed during the purchase/quote process and will be sent to you as part of the email you receive following purchase, along with your policy schedule (which also acts as your certificate of insurance).

Current Documentation

ABI EL Guide

New guide for SMEs purchasing EL insurance.

Combined Wording

This document holds the full policy wording for our standard insurance package. For Accredited Insurance (Europe) Limited - UK Branch Underwritten policies incepting 1st February 2024 onwards.

Combined Wording

This document holds the full policy wording for our standard insurance package. For Zurich Underwritten policies incepting 1st April 2021 onwards.

Key Facts

This is a quick summary of the key points of our policy package. For Accredited Insurance (Europe) Limited - UK Branch underwritten policies.

Key Facts

This is a quick summary of the key points of our policy package. For Zurich underwritten policies.

PI Cyber Liability - Endorsement

Professional Indemnity Cyber and Data Protection Law Endorsement for all Zurich underwritten Cyber Liability policies.

Terms of Business

The Terms of Business Agreement between the policy holder (you) and us.

This document set was last changed for policies starting on February 1st, 2024. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

ABI EL Guide

New guide for SMEs purchasing EL insurance.

Combined Wording

This document holds the full policy wording for our Offshore, Oil & Gas insurance package. For Accredited Insurance (Europe) Limited - UK Branch Underwritten policies incepting 1st February 2024 onwards.

Combined Wording

This document holds the full policy wording for our Offshore, Oil & Gas insurance package. For Zurich Underwritten policies incepting 1st April 2021 onwards.

Key Facts

This is a quick summary of the key points of our policy package. For Accredited Insurance (Europe) Limited - UK Branch underwritten policies.

Key Facts

This is a quick summary of the key points of our policy package. For Zurich underwritten policies.

PI Cyber Liability - Endorsement

Professional Indemnity Cyber and Data Protection Law Endorsement for all Zurich underwritten Cyber Liability policies.

Terms of Business

The Terms of Business Agreement between the policy holder (you) and us.

This document set was last changed for policies starting on February 1st, 2024. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

ABI EL Guide

New guide for SMEs purchasing EL insurance.

Combined Wording

This document holds the full policy wording for our IT & Telecommunications insurance package. For Accredited Insurance (Europe) Limited - UK Branch Underwritten policies incepting 1st February 2024 onwards.

Combined Wording

This document holds the full policy wording for our IT & Telecommunications insurance package. For Zurich Underwritten policies incepting 1st April 2021 onwards.

Key Facts

This is a quick summary of the key points of our policy package. For Accredited Insurance (Europe) Limited - UK Branch underwritten policies.

Key Facts

This is a quick summary of the key points of our policy package. For Zurich underwritten policies.

PI Cyber Liability - Endorsement

Professional Indemnity Cyber and Data Protection Law Endorsement for all Zurich underwritten Cyber Liability policies.

Terms of Business

The Terms of Business Agreement between the policy holder (you) and us.

This document set was last changed for policies starting on February 1st, 2024. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

ABI EL Guide

New guide for SMEs purchasing EL insurance.

Combined Wording

This document holds the full Media & Creative policy wording for our insurance package. For Media and Creative Accredited Insurance (Europe) Limited - UK Branch Underwritten policies.

Key Facts

This is a quick summary of the key points of our policy package. For Media and Creative Accredited Insurance (Europe) Limited - UK Branch Underwritten policies.

Terms of Business

The Terms of Business Agreement between the policy holder (you) and us.

This document set was last changed for policies starting on February 1st, 2024. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

ABI EL Guide

New guide for SMEs purchasing EL insurance.

Combined Wording

This document holds the full policy wording for our standard insurance package. For Accredited Insurance (Europe) Limited - UK Branch Underwritten policies incepting 1st February 2024 onwards.

Combined Wording

This document holds the full policy wording for our standard insurance package. For Zurich Underwritten policies incepting 1st April 2021 onwards.

Key Facts

This is a quick summary of the key points of our policy package. For Accredited Insurance (Europe) Limited - UK Branch underwritten policies.

Key Facts

This is a quick summary of the key points of our policy package. For Zurich underwritten policies.

PI Cyber Liability - Endorsement

Professional Indemnity Cyber and Data Protection Law Endorsement for all Zurich underwritten Cyber Liability policies.

Terms of Business

The Terms of Business Agreement between the policy holder (you) and us.

This document set was last changed for policies starting on February 1st, 2024. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

ABI EL Guide

New guide for SMEs purchasing EL insurance.

Combined Wording

This document holds the full policy wording for our standard insurance package. For Accredited Insurance (Europe) Limited - UK Branch Underwritten policies incepting 1st February 2024 onwards.

Combined Wording

This document holds the full policy wording for our standard insurance package. For Zurich Underwritten policies incepting 1st April 2021 onwards.

Key Facts

This is a quick summary of the key points of our policy package. For Accredited Insurance (Europe) Limited - UK Branch underwritten policies.

Key Facts

This is a quick summary of the key points of our policy package. For Zurich underwritten policies.

Terms of Business

The Terms of Business Agreement between the policy holder (you) and us.

This document set was last changed for policies starting on February 1st, 2024. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

ABI EL Guide

New guide for SMEs purchasing EL insurance.

Combined Wording

This document holds the full policy wording for our SME insurance package. For Accredited Insurance (Europe) Limited - UK Branch Underwritten policies incepting 1st February 2024 onwards.

Combined Wording

This document holds the full policy wording for our SME insurance package. For Zurich Underwritten policies incepting 1st April 2021 onwards.

Key Facts

This is a quick summary of the key points of our SME policy package.

Key Facts

This is a quick summary of the key points of our SME policy package.

PI Cyber Liability - Endorsement

Professional Indemnity Cyber and Data Protection Law Endorsement for all Zurich underwritten Cyber Liability policies.

Terms of Business

The Terms of Business Agreement between the policy holder (you) and us.

This document set was last changed for policies starting on February 1st, 2024. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

Legal Expenses - Policy Wording

This document holds the full Legal Expenses policy wording. For policies administered by Accredited Insurance (Europe) Ltd, incepting on or after 1st April 2023.

Legal Expenses - Policy Wording

This document holds the full Legal Expenses policy wording. For policies administered by Zurich, purchased on 19th July 2022 Onwards.

This document set was last changed for policies starting on April 1st, 2023. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

Legal Expenses Plus - Policy Wording

This document holds the full Legal Expenses Plus policy wording. Administered by Legal Insurance Management Ltd. and underwritten by Royal & Sun Alliance Insurance plc.

RSA - Notice to Policyholders

This HTML file is used to generate the Policy Schedule PDF sent to the client. For policies underwritten by UK General Insurance Ltd on behalf of Royal & Sun Alliance Insurance plc (RSA), incepting 23rd of March 2019 Onwards.

This document set was last changed for policies starting on March 26th, 2019. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

IR35 Protect - Policy Wording

This document holds the full IR35 Protect policy wording. For policies administered by Accredited Insurance (Europe) Ltd, incepting on or after 1st April 2023.

IR35 Protect - Policy Wording

This document holds the full IR35 Protect policy wording. For policies administered by Zurich, purchased on 29th November 2019 Onwards.

This document set was last changed for policies starting on April 1st, 2023. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.

Cyber Liability - Important Information

This document outlines terms and data protection privacy for Cyber cover. Underwritten by Aviva Insurance Limited.

Cyber Liability - Policy Wording

This document holds the full Cyber Liability policy wording. Underwritten by Aviva Insurance Limited.

Cyber Liability - Summary of Cover

This document is a summary of the key points in our Cyber cover. For Aviva Insurance Limited underwritten policies.

This document set was last changed for policies starting on December 10th, 2023. If your policy started before this date these documents are not valid. For older versions of the documents view the archive.