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For policies incepting on or after 1st February 2021 the fee for paying monthly will increase from 10% to 11%. There is no transaction fee if you choose to pay in one lump-sum.
IR35 Protect ESSENTIAL
IR35 Protect includes all the same cover as our Legal Expenses package, except you also get up to £100,000 of cover for taxes, interest and penalties relating to an IR35 status enquiry.
This part of the policy flexes to protect the party held liable by HMRC in an IR35 investigation, whether this is you or your fee payer.
Note: IR35 cover is not suitable for sole traders as the legislation only applies to limited company contractors (PSCs).
IR35 Protect PREMIUM
Our IR35 Protect Premium Cover includes all the benefits of Legal Expenses and IR35 Protect.
PLUS you get access to unlimited IR35 Status Reviews through the Kingsbridge Status Tool.
Legal Expenses (Insurance Only)
Get up to £100,000 for legal defence costs and professional fees relating to an IR35 status enquiry.
Furthermore, this cover provides legal expenses cover for tax, PAYE and NIC investigations, contract disputes, personal injury claims and identity theft. You can also claim lost income if you are called up for jury service and have access to a debt recovery service.