Kingsbridge SME & Contractor Scheme

Protects the contractor from the financial consequences of professional negligence. This includes giving bad advice to making a mistake during their work. This policy will cover your legal defence costs and any damages awards to the claimant.

Provides cover when a third party is injured or their property is damaged due to the actions of a limited company contractor or business. It will cover the costs of any damages awarded, as well as any related legal fees, costs, or expenses.

Covering any injury to an employee. £10,000,000 any one claim limit with no facility to alter/remove.

Occupational personal accident provides cover if the contractor is injured at work or whilst commuting to work. This could either be a weekly amount of £500 a week or a lump sum, depending on the circumstances.

Providing cover for legal fees that the contractor could be held accountable for if their business was accused of financial mismanagement, a health and safety failure, a legislative breach or a breach in company law.

Should an accident leave the contractor with a permanent disability, or cause your death, a lump sum up to £100,000 would be paid out.

A project manager is a professional who leads a team through the project life cycle by planning, budgeting, scheduling, and tracking a project plan. The project plan thoroughly explains how the project will be executed and includes a budget, timeline, schedule, roles, and responsibilities among other things.

Civil Engineering is the profession of designing and executing structural works that serve the general public, such as dams, bridges, aqueducts, canals, highways, power plants, sewerage systems, and other infrastructure.

Structural Engineers are primarily concerned with designing and constructing buildings and structures that are safe and capable of withstanding the elements to which they will be exposed, as well as improving the structural integrity of existing buildings.

Design engineers study, research, and develop ideas for new products and the systems used to make them. They also modify existing products or processes to increase efficiency or improve performance.

Electrical contractors design, install, and maintain electrical systems in facilities (i.e. homes, offices, and industrial buildings).

Mechanical engineers develop, design, build, test, and inspect mechanical devices and systems, such as machines, tools, and engines. Since mechanical engineering is a very broad field, they work in a variety of different industries designing a wide range of products.

Quantity surveyors manage the costs of a construction project. They help to ensure that the construction project is completed within its projected budget.

Electrical contractors design, install, and maintain electrical systems in facilities (i.e. homes, offices, and industrial buildings).

Architects design new buildings and the spaces around them and work on the restoration and conservation of existing buildings.