Kingsbridge SME & Contractor Scheme

A wholesale capacity that delivers:

  • 1,000+ occupations
  • Online quote to buy in 7 minutes
  • Unbeatable service

Our specialities within the SME & Contractor markets

Our products allow you to expand your capacity by offering access to over 1,000 hard to place job roles. We offer quick and affordable cover for the following industries and more:

We believe in keeping it simple. That’s why we’ve created an online quote and buy process that saves you time and boosts your efficiency.

Our package includes

We’ve tailored our policy package to provide the most comprehensive cover a self-employed contractor could ever need. And that’s not even the best bit. We’ve included everything listed below, and for an amazing price.

  • Professional Indemnity

    Protects the contractor from the financial consequences of professional negligence. This includes giving bad advice to making a mistake during their work. This policy will cover your legal defence costs and any damages awards to the claimant.

  • Public Liability

    Provides cover when a third party is injured or their property is damaged due to the actions of a limited company contractor or business. It will cover the costs of any damages awarded, as well as any related legal fees, costs, or expenses.

  • Employers' Liability

    Covering any injury to an employee. £10,000,000 any one claim limit with no facility to alter/remove.

  • Personal Accident Cover

    Occupational personal accident provides cover if the contractor is injured at work or whilst commuting to work. This could either be a weekly amount of £500 a week or a lump sum, depending on the circumstances.

  • Directors’ & Officers’ Liability

    Providing cover for legal fees that the contractor could be held accountable for if their business was accused of financial mismanagement, a health and safety failure, a legislative breach or a breach in company law.

  • Death Benefit

    Should an accident leave the contractor with a permanent disability, or cause your death, a lump sum up to £100,000 would be paid out.

What you can expect when placing risks with Kingsbridge

Kingsbridge offers a wholesale solution unlike any other:

  • Cover for over 1,000 job roles
  • Simple and effective quote and buy portal
  • Dedicated round the clock support
  • Unrivalled premiums
  • Innovative online referral hub

Kingsbridge policies are all backed by A-rated insurers

Frequently Traded Job Roles

We cover a range of business activities across industries including Construction, Rail, Engineering, Offshore, Energy, Oil & Gas. Here are some job roles we specialise in!

  • Project Manager

    A project manager is a professional who leads a team through the project life cycle by planning, budgeting, scheduling, and tracking a project plan. The project plan thoroughly explains how the project will be executed and includes a budget, timeline, schedule, roles, and responsibilities among other things.

  • Civil Engineer

    Civil Engineering is the profession of designing and executing structural works that serve the general public, such as dams, bridges, aqueducts, canals, highways, power plants, sewerage systems, and other infrastructure.

  • Structural Engineer

    Structural Engineers are primarily concerned with designing and constructing buildings and structures that are safe and capable of withstanding the elements to which they will be exposed, as well as improving the structural integrity of existing buildings.

  • Design Engineer

    Design engineers study, research, and develop ideas for new products and the systems used to make them. They also modify existing products or processes to increase efficiency or improve performance.

  • Electrical Engineer

    Electrical contractors design, install, and maintain electrical systems in facilities (i.e. homes, offices, and industrial buildings).

  • Mechanical Engineer

    Mechanical engineers develop, design, build, test, and inspect mechanical devices and systems, such as machines, tools, and engines. Since mechanical engineering is a very broad field, they work in a variety of different industries designing a wide range of products.

  • Quantity Surveyor

    Quantity surveyors manage the costs of a construction project. They help to ensure that the construction project is completed within its projected budget.

  • Electrical Contractor

    Electrical contractors design, install, and maintain electrical systems in facilities (i.e. homes, offices, and industrial buildings).

  • Architects

    Architects design new buildings and the spaces around them and work on the restoration and conservation of existing buildings.

Why Kingsbridge?

Kingsbridge has grown to become one of the UK’s leading providers of specialist insurance and IR35 services to the rapidly growing contingent workforce of contractors and freelancers.

  • Insure over 52,000 contractors
  • Work with over 500 partners
  • Service new business through its own online distribution channels.
*To be eligible for our Price Promise, you must have found a quotation that you believe offers the same or similar coverage for less than you paid or have been quoted through Kingsbridge Contractor Insurance.
This offer cannot be used in conjunction with any other promotion, voucher offer or discount. Reduction in premium will be at the discretion of Kingsbridge and assessed on a case by case basis. Prices subject to minimum premiums. Price Promise offer is for new quotations or within 30 days of purchase.
 For full details and terms and conditions, please click here.

Following our track record of Gold Trusted Service Awards. Kingsbridge has been awarded a Platinum Rating.

Kingsbridge are a proud member of the MGAA



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