Social Care, Health, & Education

We understand the contractor insurance marketplace here at Kingsbridge Contractor Insurance. Rather than let contractors and freelancers search high and low for the insurance they need, we've grouped all the key insurances a contractor requires (directors' and officers' liability insurance, employers' liability insurance, occupational personal accident cover, professional indemnity insurance, and public liability insurance) into one easy to manage package. You can read more over on our What's Included page.

We're confident that you won't find better, cheaper contractor insurance in the UK. We're so confident that we offer the best value, in fact, that we even offer a price promise. If you can find equivalent insurance cover at a cheaper price then we'll match it. Why don't you head on over to our quote page and get an instant quote for your contractor insurance now?

Although we offer insurance for many different industries, we've also tailored our insurance policy package to meet the specific demands of contractors who work in social care, health, or education. Not only will the cover we offer ensure that you're compliant with the demands of your agency or end client, it'll also cover areas specific to the needs of contractors working in social care, health, or education above and beyond any normal employers' liability or public liability policy.

We strongly recommend that contractors working in social care, health, or education hold adequate insurance cover, and professional indemnity insurance in particular. It'll protect you from any serious legal consequences that may come about as a result of any mistakes made. As with many other areas of contracting, those working in social care, health, or education are all likely to provide advice and need to be protected in case that advice is contested. If any advice you give or any mistakes you make lead to you needing legal representation then professional indemnity insurance will protect you. Likewise, it'll provide you with a financial safety net against any costs incurred.

Furthermore, the chance that you'll accidentally cause damage to your client's equipment or cause injury/death to a third party is always there. With public liability insurance you'll be covered in the event of a claim relating to damage to third party property or injury/death to a third party.

We also include international cover in our insurance package - perfect for those social care, health, or education contractors whose work takes them abroad. Although our standard package doesn't include cover for the USA and Canada increased cover levels are available, as well as cover for specific activities or job roles. If you'd like to know more please contact us.

Kingsbridge provide an easy, quick, and compliant solution to your contractor insurance requirements. Purchasing and holding proper insurance (and professional indemnity insurance in particular) will not only provide you with a key IR35 indicator, but it'll also ensure that you're covered against the vast majority of the risks you'll be exposed to when working as a contractor.

You can get a quote in a matter of minutes right here on our site or by calling our dedicated client services team on 01242 808740, and you'll be covered from the instant you've purchased your contractor insurance. Your policy documents will be emailed to you immediately afterwards so you can forward them straight onto your agency or end client, and you can carry on with your work safe in the knowledge that you're covered by a simple to manage, compliant, and comprehensive insurance policy.