Cover Included...

IR35 status enquiry defence costs

If you are subject to an IR35 status enquiry by HMRC then this policy can help with your defence bill. All of our Legal expenses and IR35 Protect policies will cover any professional, legal and accountancy fees incurred up to the value of £100,000.

Legal Expenses for tax, VAT, PAYE
and NIC investigations

As well as covering expenses for IR35 enquiries, the policy will cover professional fees incurred to defend an HMRC enquiry relating to VAT, PAYE or NIC.

Contract disputes

This cover will provide assistance when you are negotiating legal rights for the purchase or provision of goods or services.

Jury attendance cover

If you are called up for jury service, this policy will cover your loss of salary and wages while off work to attend a court for jury service.

Debt recovery

If you are not paid for the sale or provision of goods or services, you will receive assistance in recovering money owed.

Identity theft

This will provide cover for necessary legal expenses and ancillary costs incurred following the event of a personal identity theft.

Personal injury

This will cover the costs and expenses for both you and your family members' legal rights, following an accident resulting in bodily injury.

NOT Included...

IR35 Status Review(s)

Our Standard IR35 Protect package includes one review to determine your IR35 status. All status reviews are provided by our approved reviewer and IR35 specialists, Larsen Howie. If you decide to purchase our Premium policy you will have access to unlimited IR35 Status Reviews.

£100,000 of cover for Taxes, interest and penalties from HMRC

When you purchase any of our IR35 Protect products you will receive up to £100,000 of cover for any taxes, interest and penalties for which you are held liable by HMRC, following an IR35 status enquiry. We can also guarantee that your case will automatically be defended if your outside IR35 status review is successfully completed by one of our approved IR35 panel members.

This part of the package also extends to indemnify the fee payer for such liability.